Banking for the next
billion Africans.
trustBank exists to make digital finance simple, affordable, and trustworthy for emerging markets — starting from Lagos, built for the world.
Globally without access to a basic bank or mobile money account — down from 1.4B in 2024.
World Bank Global Findex, 2025
Annual remittances to low and middle-income countries — where we're building.
World Bank, 2025
Average fee to send $200 to Sub-Saharan Africa — the most expensive region globally.
World Bank Remittance Prices, 2025-2026
Annual remittances received by Nigeria in 2025, targeting $12B+ monthly by end of 2026.
Central Bank of Nigeria, 2025
Four pillars, one outcome.
Financial inclusion
Open a self-custodied wallet in minutes — no branch visit, no minimum balance, no gatekeeper.
Affordable remittances
Move value across borders for cents, not 7.9%. Families keep more of what they earn.
Financial literacy
In-app lessons, guided onboarding, and plain-language explainers built for first-time users.
Verified security
Audited custody, MPC key infrastructure, and KYC tiers that protect users without excluding them.
Challenges we're solving.
Limited banking access
1.3 billion adults globally still lack formal financial accounts — half concentrated in 8 countries including Nigeria and India.
High transaction costs
Sending $200 to Sub-Saharan Africa averages 8.45% in fees — extracting ~$8-9B from African families annually.
Financial literacy gap
Over 650 million unbanked adults lack basic financial skills — barriers to adoption and responsible use.
Currency instability
The naira lost 60%+ of its value 2022-2024. Inflation erodes purchasing power for savers across emerging markets.
Where we're headed.
trustBank launch
Public beta in Nigeria with NGN on/off-ramps, bill payments & iOS/Android apps.
Cross-border & expansion
Live NGN ↔ KES remittance, USDT cross-border, Kenya market launch, virtual cards & merchant settlement.
Super-app roadmap
Integrated lending, savings products, and trustAir full launch.
Pan-African scale
Live in Ghana, South Africa, East Africa with multi-currency support and local rails.
"We're not just building an app — we're building the financial rails for a generation that's been priced out of the global economy."
— The trustBank team, Lagos
Join the mission.
Monthly product updates, market notes, and the occasional behind-the-scenes from Lagos. No spam — ever.